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CitiFinancial Lending Process
Step 1
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Step 2
Receive email confirmation and your application is sent to your local center
Step 3
Discuss your loan options with your local center representative
Step 4
You could have your money as soon as tomorrow!
We've helped make your wishes come true.

Personal Loans

Unsecured Loan: No homeownership required, no collateral required
Secured Loan: Get a lower rate by securing the loan with a car or truck
Loan amount is $300-$10,000 (Collateral may be required depending on borrower's credit profile.)
Loan term ranging from 12 to 60 months
Fixed interest rates for entire loan term
Quick online application with an instant online decision

Home Equity Loans

Real estate loans give customers more borrowing power at a lower rate than most personal loans and credit cards.
Loan amount is $15,000-$125,000
Loan term ranging from 181 to 240 months

First Mortgage Refinancing

Loan amount up to $400,000
Loan term ranging from 181 months minimum
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Why can't we show exact rates here